For frequent travelers, choosing the right credit card can save hundreds of dollars in fees and offer valuable perks. Travel credit cards with no foreign transaction fees are essential for international trips, allowing you to make purchases abroad without paying extra charges. They often come with additional benefits like travel insurance, airport lounge access, and rewards points.

Being smart with your credit card selection is just as important as planning your trip itinerary, much like creating an Itinerary for 5 Days in London on a Budget, which helps maximize experiences while minimizing expenses.

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Why You Should Choose a Travel Credit Card with No Foreign Transaction Fees

• Avoid Extra Charges: Many standard credit cards charge 2–3% per transaction abroad.

• Maximize Rewards: Earn points or cashback on flights, hotels, and dining.

• Travel Perks: Many cards offer benefits like travel insurance, rental car protection, and lounge access.

• Convenience and Security: Safer than carrying large amounts of cash and offers fraud protection.

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Top Travel Credit Cards with No Foreign Transaction Fees

1. Chase Sapphire Preferred® Card

• Foreign Transaction Fee: $0

• Sign-Up Bonus: Large bonus points after meeting minimum spend

• Rewards: 2x points on travel and dining, 1x on other purchases

• Perks: Trip cancellation insurance, primary rental car coverage

Ideal for travelers who want strong rewards and comprehensive travel protection.

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2. Capital One Venture Rewards Credit Card

• Foreign Transaction Fee: $0

• Sign-Up Bonus: Bonus miles after initial spending

• Rewards: 2x miles on all purchases

• Perks: Global Entry/TSA PreCheck credit, travel insurance, no blackout dates

A simple and flexible card for travelers seeking flat-rate rewards on every purchase.

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3. American Express Gold Card

• Foreign Transaction Fee: $0

• Sign-Up Bonus: Membership rewards points

• Rewards: 4x points at restaurants, 3x on flights booked directly with airlines

• Perks: Travel protections, purchase protection, and dining credits

Great for foodies and frequent flyers who want elevated rewards and benefits.

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4. Bank of America® Travel Rewards Credit Card

• Foreign Transaction Fee: $0

• Rewards: 1.5x points on all purchases

• Perks: No annual fee, points redeemable for travel statement credits

• Additional Benefit: Intro APR offers on purchases or balance transfers

An excellent no-frills option for travelers looking for a simple rewards structure.

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5. Citi Premier® Card

• Foreign Transaction Fee: $0

• Rewards: 3x points on travel and dining, 1x on other purchases

• Perks: Trip cancellation/interruption protection, travel insurance

• Sign-Up Bonus: Bonus points after spending requirement

Perfect for travelers who spend across multiple travel categories.

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Tips for Using Travel Credit Cards

1. Pay Bills in Full: Avoid interest charges while earning rewards.

2. Check Redemption Options: Use points for travel bookings, statement credits, or gift cards.

3. Activate Travel Protections: Some cards require activation for benefits like rental insurance.

4. Notify Your Card Issuer: Let them know when traveling abroad to prevent declined transactions.

5. Combine Rewards: Use cards strategically for travel, dining, and daily purchases.

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Comparison Table of Travel Credit Cards

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Final Thoughts

Choosing the right travel credit card can make international travel more affordable and rewarding. By selecting cards with no foreign transaction fees, you can save money, earn rewards, and enjoy valuable travel perks.